TheFloor8 vs Atlas Funded: A Rule-by-Rule Comparison

TheFloor8 and Atlas Funded are both simulated-capital prop firms that fund traders through evaluations or instant accounts, but they price risk differently. Atlas Funded is the larger and older of the two, with a wider model range and accounts up to $400,000. TheFloor8 is the newer firm, and it competes by publishing tighter, simpler rules and a higher base profit split.

The short version: Atlas Funded gives you more ways in and more capital at the top end. TheFloor8 gives you fewer conditions between passing and getting paid. Which one is better depends almost entirely on whether your edge produces steady daily gains or lumpy weekly ones.

This comparison uses figures published by both firms as of September 2026, on $100,000 accounts, so the numbers are directly comparable. Every rule below is taken from each firm's own documentation.

Key takeaways

• Base profit split: TheFloor8 pays 90% by default. Atlas Funded pays 80% by default on its Instant, 1 Step and Access programs, with 100% sold as a paid add-on. Its 2 Step and 2 Step Pro pages list 100% on the funded stage, though those same pages still sell a 100% split add-on, so confirm which applies before you buy.
• Minimum trading days: TheFloor8 requires none on funded accounts. Atlas requires 4 or 5 funded trading days and attaches a profit requirement to each of them.
• Consistency rule: both firms run a 20% rule on instant funding, but Atlas's rule is product-dependent, running 40% on Access and none at all on Instant Zero, and the two firms describe a breach differently.
• Maximum capital: Atlas Funded goes to $400,000. TheFloor8 tops out at $200,000 with scaling advertised to $4M.
• Track record: Atlas Funded holds a 3.8 out of 5 TrustScore across 1,516 Trustpilot reviews. TheFloor8 holds 4.2 across 14, nearly all of them invited and most written before it launched, so the two scores are not comparable.

TheFloor8 vs Atlas Funded at a glance

Both firms sell four or more routes to a funded account. Comparing marketing pages is close to useless because the models are named differently, so here is the like-for-like version on a $100,000 account.

Instant funding

• Daily loss limit: 3% at both firms.
• Maximum drawdown: 6% trailing at TheFloor8, 5% trailing at Atlas Funded. Both lock at breakeven once the account is up by the same percentage.
• Minimum trading days: none at TheFloor8. Five at Atlas Funded, each requiring a 1% gain.
• Consistency rule: 20% at both firms.
• Profit split: 90% at TheFloor8. 80% at Atlas Funded, with 100% available for an additional 20% of the account fee.
• First payout: bi-weekly by default at TheFloor8 with a $100 minimum and no maximum. At Atlas Funded, 28 days for the first payout and every 14 days after, or 21 days then every 7 with the weekly add-on.
• Extra risk conditions: Atlas Funded's Instant program also caps risk at 1.5% per asset per day and closes the account at a 1.5% floating loss against the starting balance. TheFloor8 publishes no equivalent rule.

One-step evaluation

• Profit target: 9% at TheFloor8, 10% at Atlas Funded.
• Daily loss limit: 3% at TheFloor8, 4% at Atlas Funded.
• Maximum drawdown: 6% trailing at TheFloor8, 7% static at Atlas Funded.
• Minimum trading days: 3 at TheFloor8. 5 at Atlas Funded, each requiring a 0.5% gain, waivable with a paid add-on.
• Evaluation profits: both firms advertise a share of evaluation-phase profits. TheFloor8 lists 15% in its pricing configurator on all three evaluation routes. Atlas Funded's homepage advertises 15% on Instant and One Step, but its help center documents that figure only for 1 Step Pro, and documents 5% of Step 1 profit and 10% of Step 2 profit for 2 Step Pro. Ask support which figure applies to the exact product you are buying.

Two-step evaluation

• Profit targets: 8% then 5% at both firms.
• Daily loss limit: 4% at TheFloor8, 5% at Atlas Funded.
• Maximum drawdown: 8% static at TheFloor8, 10% static at Atlas Funded.
• Minimum trading days: 3 per phase at TheFloor8, with no daily profit requirement. 5 per phase at Atlas Funded, each requiring a 0.5% gain.

Pay-after-you-pass

• Upfront cost: $7 at TheFloor8, $1 at Atlas Funded.
• Cost after passing: TheFloor8's fee is refunded on passing. Atlas Funded charges $554 on a $100,000 account once you clear the evaluation.
• Profit target: 3% at TheFloor8. Atlas Funded's Access landing page lists 4% while its help center lists 3%, so confirm before you buy.
• Consistency rule on the funded account: 20% at TheFloor8, 40% at Atlas Funded.
• Drawdown: Atlas Funded's two pages for this program disagree here too. Its Access landing page lists a 7% maximum loss on Step 1 with no trailing label. Its help center lists 10%, trailing. Both agree the funded stage runs 3% daily and 6% overall, trailing.
• Expert Advisors: allowed at TheFloor8. At Atlas Funded the answer depends on which page you read: the Access landing page's rules table marks EAs with a cross in both the challenge and funded columns, while the help center article for the same program says they are allowed across all stages. EAs are permitted on Atlas's other programs.

Who each firm is

Atlas Funded has the larger footprint and the longer public history. Its Trustpilot profile was claimed in September 2024 and its Saint Lucia entity carries a 2025 company number, so it has been visible to traders for roughly two years. It runs instant funding, one and two-step evaluations with Pro variants of each, a three-step, and a pay-after-you-pass route, and supports TradeLocker, MetaTrader 5 and Match-Trader.

Two things about Atlas are worth knowing before you compare rules. Its account range is stated inconsistently: the homepage says $5,000 to $400,000, while its help center describes a $10,000 to $300,000 range and its Instant price table stops at $300,000. Maximum funded allocation per trader is documented at $400,000. And its three-step program is advertised on the homepage but its help center rules page currently returns a dead link, so there is no published rule set to read for it.

On corporate structure, Atlas Funded's terms name ATLAS VANQUISH FZCO, a UAE company, as the contracting entity, while its about page names Atlas Funded LTD, a Saint Lucia corporation. TheFloor8 operates as TF8 Technologies Ltd, also from Saint Lucia. Neither firm is a regulated broker, which is standard across the sector rather than a mark against either one.

TheFloor8 launched in July 2026. It offers accounts from $5,000 to $200,000 across four programs, advertises scaling up to $4M, and supports the same three platforms. Leverage runs up to 1:100. Its positioning is narrower on purpose: fewer products, published rules on every program page, and a payout guarantee that fronts the whole brand. It is a young firm, and most of what can be said about it is what it has published rather than what it has been observed to do.

Neither firm is a broker and neither places retail orders on a live exchange. Both operate simulated accounts and pay traders from firm capital based on simulated performance, which is the standard structure across the industry. If that model is new to you, our explainer on what a prop firm is covers how the money actually moves.

Drawdown is where the two firms actually diverge

Drawdown ends more funded accounts than profit targets do, so this is the section worth reading twice.

Atlas Funded's Instant program uses a 5% trailing maximum loss with a 3% trailing daily loss that resets at midnight UTC. Trailing means the breach level follows your highest balance upward. On a $100,000 account you start at $95,000, and once you reach $105,000 the limit locks at your starting balance. Its 1 Step program is more forgiving structurally: 7% static, so the breach level sits at $93,000 and never moves.

TheFloor8 uses 6% trailing on Instant and 1 Step, 8% static on the 2 Step, and 7% trailing on Pass Then Pay. The trailing limit locks at the starting balance the same way, and TF8 states that after a payout the locked threshold stays put rather than resetting downward.

The practical difference is a single percentage point of room on instant funding and the daily reset mechanics. One point does not sound like much until you convert it: $1,000 of extra room on a $100,000 account is roughly one full trade for most swing traders. If you have never had an account closed by a limit that moved while you were profitable, our guide to trailing drawdown shows exactly how the arithmetic plays out, and the broader guide to drawdown in trading covers static limits alongside it.

Consistency rules: same numbers, different consequences

Both firms cap how much of a payout can come from one trading day. Atlas Funded's Instant program uses 20%. Its Access program uses 40%. TheFloor8 uses 20% on its funded accounts.

The numbers look similar. What happens when you break the rule is not.

TheFloor8 states plainly that breaking the consistency rule never closes the account and never costs you money. The payout simply waits until the rest of your profit catches up to the ratio. Atlas Funded's documentation lists consistency as a withdrawal condition alongside drawdown and minimum-day requirements, without saying what happens to a payout that breaches it.

Atlas's rule is also product-dependent in a way that is easy to get wrong. Its Instant program runs 20%. Access runs 40%. Its Instant Zero product has none at all, and Atlas's own blog states that its Access model is why the firm does not belong on a list of firms with no consistency rule. Any flat claim that Atlas Funded does or does not have a consistency rule is wrong, which is a reason to check the rule page for the exact product rather than the review site.

One caveat on the wider narrative. A review site has described the consistency rule as the main friction at Atlas Funded, but that is a minority reading. Atlas's one-star Trustpilot reviews more often cite payout denials, accounts closed near a payout milestone, and per-asset risk limits, and a Forex Peace Army thread describes a withheld payout under a one-sided risk exposure rule the trader says was not in the agreement they signed. The fair conclusion is not that Atlas's consistency percentage is punitive. It is that Atlas has more rules that can stop a payout, and traders are more often surprised by which one caught them. That is the case for reading the fine print on what a breach actually triggers, which our breakdown of what a consistency rule is covers alongside the percentages.

Minimum trading days and the daily gain requirement

This is the most underrated gap between the two firms.

TheFloor8 requires no minimum trading days on any funded account. On evaluations it asks for 3 days with no attached profit requirement.

Atlas Funded attaches a profit condition to its day counts. Its 1 Step and 2 Step programs require 5 trading days with a 0.5% gain on each. Its Instant program requires 5 days with a 1% gain on each. Its Access funded stage requires 4 days at 1% per day. A day where you traded well and finished flat may not count toward the requirement.

For a trader who takes two or three high-quality setups a week, that is a structural problem rather than an inconvenience. It pushes you toward trading for a counter instead of trading your plan, which is the exact behavior that causes most evaluation failures in the first place. Atlas does sell an add-on that waives the minimum-day requirement on 1 Step, so the friction is removable if you pay for it.

Profit split and payouts

Both firms advertise "up to 100%" and both mean the same thing: 100% is an upsell.

TheFloor8's base split is 90%, with 100% available as a checkout add-on, alongside payout-on-demand, 7-day payouts and a one-time reset at half price. Payouts run bi-weekly by default with a $100 minimum and no maximum.

Atlas Funded's base split is 80% on Instant, 1 Step and Access, with 100% priced at an extra 20% of the account fee. Its 2 Step and 2 Step Pro pages list 100% on the funded stage, which is a genuine advantage if you are willing to trade a two-phase evaluation, though both pages still offer a 100% split add-on alongside that figure, so it is worth confirming with support. Payouts start at 14 or 28 days depending on program, then run every 14 days, with faster cycles sold as add-ons.

On a $10,000 monthly profit, the base split gap is $1,000 a month in TheFloor8's favor on comparable programs. On Atlas's 2 Step, the gap runs the other way. If payout mechanics are the thing you are actually worried about, our articles on whether prop firm payouts are real and why prop firms deny payouts cover the conditions that stop withdrawals across the industry.

What each account costs

List prices on $100,000 accounts, before promotions:

• TheFloor8, from its pricing configurator: Pass Then Pay $7, 2 Step $517, 1 Step $527, Instant $767. Fees are listed as refundable on all four programs.
• Atlas Funded, from its help center program pages: 1 Step $478, Instant $718, and Access at $1 upfront with $554 due once you pass.

Treat all of those as starting points rather than final numbers. Both firms discount aggressively and both were running roughly 50% off at the time of writing, Atlas's help center prices and its homepage promotional prices do not always agree, and at both firms the add-ons move the total more than the base fee does. A 100% split and faster payouts each add 20% at Atlas, and TheFloor8 prices its split upgrade, payout-on-demand, 7-day payouts and discounted reset the same way, at checkout.

Track record and trust

This is where Atlas Funded has the clear advantage, and pretending otherwise would be dishonest.

Atlas Funded holds a 3.8 out of 5 TrustScore on Trustpilot across 1,516 reviews. The distribution is polarized: 54% five-star, 29% one-star. Positive reviews cite responsive support, a usable platform and fast payouts. Negative reviews cite payout denials after the trader believed the rules were met, accounts closed close to a payout milestone, cases escalated for weeks without resolution, and per-asset risk limits traders say they did not know applied. A 29% one-star rate is high. It is also 1,516 reviews and roughly two years of public exposure, which is real evidence of a kind TheFloor8 does not have.

TheFloor8 has a Trustpilot profile too, at 4.2 out of 5, but it holds 14 reviews, nearly all of them invited, most written in the two weeks around launch, and several by people who say in the review that they had not started trading yet. Set against 1,516 reviews, that number should not be read as a better score. It should be read as no score.

TheFloor8 is roughly two months into public operation. Its trust case rests on structure rather than history: a public trust center streaming payouts and funded accounts from its CRM, a published trader agreement with a plain-English summary, and program pages that list every rule before checkout. That is the right way to build the case, but it is a promise rather than a track record, and any trader should weigh it as such.

The honest framing is this: Atlas Funded has proven it can pay traders and has also generated a meaningful volume of complaints. TheFloor8 has proven neither. Traders who want operating history should account for that, and the general checklist in our guide on how to choose a prop firm applies to both firms equally, as does our list of prop firm red flags.

Where Atlas Funded is the better choice

• You want more than $200,000 in capital. Atlas allocates up to $400,000 per trader. TheFloor8 does not currently match that ceiling.
• You want a 100% split without an add-on. Atlas's 2 Step and 2 Step Pro list it on the funded stage.
• You trade daily and hit small consistent gains. The 0.5% and 1% daily requirements are trivial if that is already your pattern, and Atlas's 7% static drawdown on 1 Step gives more structural room than a trailing limit.
• You want operating history. Two years of public reviews is worth something, even a polarized two years. A firm two months old cannot offer it at any price.
• You want the cheapest possible entry. $1 beats $7, if you are comfortable with the $554 due on passing.

Where TheFloor8 is the better choice

• You trade selectively. No minimum trading days and no daily gain requirement on funded accounts removes the pressure to trade for a counter.
• You want the higher base split. 90% against 80% on comparable programs, before either firm's upsell.
• Your profits are lumpy. A consistency rule that delays a payout is materially different from one that blocks it.
• You trade news. News trading is allowed at all times on Instant accounts, and within risk guidelines on funded evaluation accounts.
• You want the rules before checkout. Every limit, add-on and price is published on the program page rather than buried in a help center.
• You want a low payout floor. Payouts start at a $100 minimum with no maximum, so you are not waiting to accumulate a threshold before your first withdrawal.

How to decide

Pull up your last 30 trading days and answer three questions.

First, how many of those days ended with a gain of at least 0.5%? If the answer is fewer than five, Atlas Funded's minimum-day requirements will fight you, and you should weight TheFloor8 heavily.

Second, what percentage of your total profit came from your single best day? If it is above 40%, both firms' consistency rules will affect your payout timing, and the difference between a delay and a denial becomes the deciding factor.

Third, what is your largest peak-to-trough drawdown over those 30 days as a percentage? If it is above 5%, Atlas's Instant program will close you and you need either its 1 Step static structure or TheFloor8's wider trailing limit. The practical habits that keep you inside either limit are covered in our guide on how to pass a prop firm challenge.

Answer those three and the choice usually makes itself. There is no universally better firm here, only a better fit for how your edge actually distributes its profits across a month.

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